-
Customer Service Contact us Service request Locate a branch Customer Service
Find all the help you need
Scan the QR, get our app, and find help on your fingertips
Help Center
Support topics, Contact us, FAQs and more
-
Login
Are you ready for an upgrade?
Login to the new experience with best features and services
-
Login
Are you ready for an upgrade?
Login to the new experience with best features and services
What's special about us
Login to Internet banking
Login to Internet banking
Help Center
Support topics, Contact us, FAQs and more
-
As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
-
-
Most Searched
Sorry!
We couldn’t find ‘ ’ in our website
Here is what you can do :
- Try checking the spelling and search
- Search from below suggestions instead
- Widen your search & try a more generic keyword
Suggested
Get a Credit Card
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account Now
Apply now 
Fees and charges on Mayura Metal Card
Fees and charges on Mayura Metal Card
Joining fee: ₹5,999+GST and Annual Fee: ₹5,999+GST (2nd year onwards)
Introducing
A Metal
Credit Card
Metal Credit Card
Regarded as one of the most elegant birds,
the peacock is a symbol of luck,
poise, and beauty.
A timeless motif in Indian art,
Mayura or peacock, is closely intertwined
with good fortune and royalty.
Experience the spirit of Mayura in every
aspect of the card, from its premium design and metal finish to the elevated privileges it unlocks.
Fees and charges
- Primary Credit Card:
- - Joining fees ₹5,999 + GST
- - Annual Fee ₹5,999 + GST
- Upfront payment of Joining Fee + GST required for dispatch of metal credit card the fee is non-refundable.
- Add-on Credit Card Fees:
- - Joining Fee (Metal Variant) ₹4,000 + GST
- - Joining Fee (Plastic Variant) ₹3,000 + GST
- - Annual Fee (Both Variants) ₹2,000 + GST
- The above mentioned fee will be charged for every add-on credit card.
Rooted in India, embracing the world
Introducing the Mayura Credit Card – making everyday a celebration of life’s finest pleasures.
#MadeOfIndia
A metal marvel
Crafted from premium metal and weighing a solid 17g, feel the luxe of Mayura in every swipe.
#MadeOfIndia
Majestic royal blue hue
It shimmers at every angle just like the distinct plumage of the peacock.
#MadeOfIndia
A tribute to our heritage
Featuring two regal peacocks - a timeless Indian motif - the Mayura Credit Card is a piece of heritage in your hands.
#MadeOfIndia
Mayura
- Primary Credit Card:
- - Joining fees ₹5,999 + GST
- - Annual Fee ₹5,999 + GST
- Upfront payment of Joining Fee + GST required for dispatch of metal credit card the fee is non-refundable.
- Add-on Credit Card:
- - Joining Fee (Metal Variant) ₹4,000 + GST
- - Joining Fee (Plastic Variant) ₹3,000 + GST
- - Annual Fee (Both Variants) ₹2,000 + GST
- The above mentioned fee will be charged for every add-on credit card.
Key Benefits of the Mayura Credit Card
Key Benefits of the Mayura Credit Card
Higher Tier of rewards
Earn Up to 60X Reward Points Redemption value of up to ₹ 0.50 per Reward Point
Joining Fee Payment Benefit
Earn 12,000 Reward Points worth up to ₹6,000
Annual Fee Payment Benefit
Worth up to ₹7,500
No forex markup fees
Experience global luxuries seamlessly with 0% foreign exchange markup on international transactions.
Reward Points on Mayura Credit Card
Earn
• 50X Bonus Reward Points* on Hotel Bookings
• 30X Bonus Reward Points* on Flight Bookings
* via “Travel and Shop” Section on IDFC FIRST Bank Mobile App
Plus
• Up to 10X Reward Points incremental spends above ₹ 20,000 in a statement cycle.
1X = 1 Reward Point per ₹150 spent
Redemption
1 Reward Point = ₹0.50 for hotel and flight bookings via “Travel and Shop” Section on IDFC FIRST Bank Mobile App
Joining Fee Payment Benefit*
Get 4,000 reward points when you pay your joining fee. Earn another 4,000 points on spends over ₹20,000 in your second statement cycle, and 4,000 more on spends over ₹20,000 in your third statement cycle. Applicable for cards generated on or after 1st September 2025.
Excluded transactions: Cash withdrawals, fees, charges, and GST are not eligible for rewards.
T&C Apply
*The Joining Fee Payment Benefit is offered once per customer on the Mayura Credit Card. If you have previously held the Mayura Credit Card, you will not be eligible for this benefit again.
For cards generated till 31st August 2025, get up to ₹ 4,000 as cashback. For every transaction above ₹1,000, you receive ₹1,000 as cashback, up to a maximum of four times. Valid for the first 60 days after the virtual credit card is generated. On payment of joining fee, the cashback will be credited within 7 days of completing the eligible transactions.
T&C Apply
Annual Fee Payment Benefit
Spend minimum ₹8 Lakhs in the previous card anniversary year and get 7,500 Reward Points (worth up to ₹3,750)
OR
Spend minimum ₹15 Lakhs in the previous card anniversary year and get 15,000 Reward Points (worth up to ₹7,500)
Experience life’s finest with Mayura
Travel
Zero forex charges
You will pay no foreign exchange fees when you use your card for international purchases. T&C Apply*
Travel
Airport lounge perks
4 complimentary visits to Indian airport lounges including 1 guest visit and 4 complimentary visits to global airport lounges
Travel
Free trip cancellation cover
Get reimbursed for non-refundable flight and hotel cancellations by up to ₹50,000, twice a year. T&C Apply*
Travel
Railway lounge access
Get 4 complimentary railway lounge visits per quarter across India. T&C Apply*
Travel
The Postcard Hotels & Resorts
Enjoy a flat discount of ₹5000 on a minimum booking of ₹25,000. T&C apply*
Lifestyle
Golfing escapades
Access up to 24 complimentary golf rounds/lessons per year. T&C Apply*
Lifestyle
Twin ticket treats
Enjoy buy one, get one free movie tickets with a minimum discount of ₹500, twice a month. T&C Apply*
Lifestyle
Fuel surcharge waiver
Save on fuel costs with a 1% waiver of up to ₹300 on fuel surcharges across India. T&C Apply*
Mastercard World Privileges
Elevate every dining experience
Enjoy exciting offers, priority reservations and curated dining experiences at top restaurants
Mastercard World Privileges
Tee-off at spectacular golf courses
Exclusive golfing benefits ranging from complimentary green fees to personalized golf lessons
Mastercard World Privileges
Little Emperors Hotel Club Membership
Elevate your travel experience with exclusive benefits, offers, and savings at top luxury properties worldwide.
Insurance Cover
Accident and lost card liability cover
Stay protected with air and personal accident cover, and Lost Card Liability Cover of ₹50,000. T&C Apply*
Insurance Cover
Comprehensive travel insurance cover
Get comprehensive travel insurance coverage up to USD 1200. T&C Apply*
Insurance Cover
Roadside assistance
Receive 24/7 roadside assistance for any emergencies while traveling. T&C Apply*
VISA Infinite Privileges
Get a free stay at ITC Hotels
Enjoy exclusive offers on your hotel bookings
VISA Infinite Privileges
Get a free stay at Elivaas
Unlock exclusive discounts on your next trip
VISA Infinite Privileges
Airport Meet and Greet Service
Travel in style with personalised airport assistance.
VISA Infinite Privileges
Delectable dining discounts
Enjoy up to 20% off total bill* when you pay with your card at any participating restaurants.
VISA Infinite Privileges
Airport transfer discounts
Save on airport transfers with exclusive discounts on limousine services. T&C Apply*
VISA Infinite Privileges
Concierge at your fingertips
Get personalized assistance for all your travel needs. T&C Apply*
VISA Infinite Privileges
Luxury hotel benefits
Enjoy exclusive benefits and discounts at 900+ luxury hotels around the world. T&C Apply*
Airport Lounge Privileges
View the list of eligible airport lounges
How to access lounges:
• Indian airport lounges – Present your Mayura Credit Card at the airport lounge.
• Global airport lounges – Present your Dreamfolks card. For easier access, do advance bookings
online.
Spend ₹20,000 in the current calendar month to avail the benefit in the next month
Free trip cancellation cover
With a Cancel For Any Reason cover, you can cancel flight and hotel bookings and avail a reimbursement of up to ₹50,000 twice a year.
For more details and to know more about the claim process
Railway lounge access
Avail 4 complimentary visits to lounges at select Indian railway terminals.
T&C Apply
Disclaimer: Effective 20th February 2025, spend ₹20,000 within the current calendar month to access railway lounge benefits in the following month.
Twin ticket treats
Avail a buy one get one free offer on Movie Tickets with up to ₹500 off on the second ticket, twice in a calendar month. The benefit can be availed via District App by Zomato.
T&C apply
Fuel surcharge waiver
Avail 1% Fuel Surcharge Waiver up to ₹500* in a statement cycle at all fuel stations across India on transactions between ₹200 & ₹5,000.
*Effective 20th February 2025, Fuel Surcharge Waiver will be revised to ₹300
Accident and lost card liability cover
Air Accident Cover of ₹1 Crore, Personal Accident Cover of ₹10,00,000 and Lost Card Liability Cover of ₹50,000. Valid on making at least one transaction on the Mayura Credit Card in the last 30 days.
T&C Apply
.
Comprehensive travel insurance cover
Loss of Checked-in Baggage: USD 500
Delay of Checked-In Baggage: USD 100
Loss of Passport and other documents: USD 300
Delay in Flight: USD 300
For more details and terms and conditions
click here
Elevate every dining experience
As a Mayura Credit Card user, you get exclusive access and discounts across over 350 fine-dine restaurants in 16 cities, as part of the Mastercard Culinary Club programme.
For more details and to make a reservation, visit
www.mastercardculinaryclub.com
Note: This benefit is powered by Mastercard and is valid until 31st December 2025.
Tee-off at spectacular golf courses
Enjoy 4 complimentary golf rounds and 12 complimentary golf lessons a year across the globe
India Golf Program (
Know More
)
- 4 complimentary rounds of green fees per calendar year (1 round in a 1 calendar month)
- 12 complimentary golf lessons per calendar year (1 lesson per calendar month)
APAC Golf Program (
Know More
)
- 50% Off on Golf rounds or lessons across Australia, Bangladesh, China, Hong Kong, Japan, Macao, New Zealand, South Korea, Sri Lanka, and Taiwan
The Postcard Hotels & Resorts
Stay across The Postcard’s luxury hotels and resorts in India at attractive discounts with your Mayura Credit Card. Enjoy a flat discount of ₹5000 on a minimum booking of ₹25,000.
The benefit can be availed once every calendar quarter using promo code: IDFCVIP
T&C apply*
Valid till: 10th Feb 2027
Little Emperors Hotel Club Membership
Indulge in unparalleled luxury with the Mayura Credit Card's Mastercard World Privileges. Enjoy a complimentary 1-year Travel Tier membership worth £299 per year at Little Emperors, providing access to exclusive rates and benefits at over 5,000 hotels worldwide.
Steps to redeem:
1. Simply visit the
Mastercard - Little Emperors website
2. Claim your membership using promo code "mc1"
3. Elevate your travel experience to new heights.
Note: Complimentary membership valid for 1 year only and membership renewal fees will be charged automatically if membership is not cancelled within 48 hours of renewal date.
Get a free stay at ITC Hotels
Stay for 3, Pay for 2 at ITC Hotels
Enjoy a complimentary 3rd night for every 2 consecutive paid nights at ITC Hotels.
Use promocode ITCVIS to unlock the offer on the ITC website.
Get 50% off your 2nd night at ITC Hotels
Stay for 2 nights and enjoy the 2nd night at 50% off at ITC Hotels. Use promocode ITCV50 to unlock the offer on the ITC website.
To know more, visit
https://visaitcoffer.poshvine.com/
Note: The offer cannot be clubbed with other offers in a single transaction. This is an exclusive offer provided by VISA and is subject to change or discontinuation without prior notice.
Get a free stay at Elivaas
Stay for 3, Pay for 2 at Elivaas
Enjoy a complimentary 3rd night for every 2 consecutive paid nights booked at Elivaas’ properties
Get 50% off your 2nd night at Elivaas
Stay for 2 nights and enjoy the 2nd night at 50% off at Elivaas’ properties
To know more, visit
https://www.elivaas.com/explore/visa-offers/
Note: This is an exclusive offer provided by VISA and is subject to change or discontinuation without prior notice. The offer can be availed on the merchant website and cannot be clubbed with other offers in a single transaction.
Airport Meet and Greet Service
Offer 1: Complimentary meet & greet service
Offer details: You can enjoy a complimentary meet and greet service at major Indian airports once a year with your credit card. This offer is available by spending USD 1000 (approx. INR 85,000) on international point-of-sale transactions in the past 12 months before the booking date.
Note:The offer cannot be combined with other offers. This is an exclusive offer provided by VISAand is subject to change or discontinuation without prior notice. Click Here to know more.
Offer 2: Flat 10% discount on meet-and-greet service
Offer details: For all other instances, or more than one guest, enjoy a flat 10% discount on meet & greet service at major Indian airports
Eligibility: Available to all eligible VISA Infinite cardholders
Note: The offer cannot be combined with other offers. This is an exclusive offer provided by VISAand is subject to change or discontinuation without prior notice. Click Here to know more.
Offer 3: Discounted Meet and Assist Service
Enjoy discounts on Airport Fast-track immigration service at over 450 destinations worldwide.
Delectable dining discounts
Experience luxury dining at its finest—handpicked restaurants, bespoke menus, and priority access await you with your VISA Infinite card. Reserve now on
https://dinewithvisa.in
Terms and conditions apply.
View here
Airport transfer discounts
Get attractive discounts on airport transfer limousine services across in over 3000 cities across 83 countries.
Concierge at your fingertips
This service provides a modern, personalized experience for self-booking your dining, staycations, flights and activities.
Luxury hotel benefits
Access to over 900 luxury hotels around the world with premium benefits such as automatic room upgrade upon arrival, complimentary in-room Wi-Fi, complimentary continental breakfast, VIP Guest status, 3PM check-out upon request and others.
Reward Points on Mayura Credit Card
Earn Up to 60X Reward Points
50X Bonus Points on Hotels, 30X Bonus Points on Flights Plus Up to 10X Points on credit card purchases
Reward Point value of upto ₹0.50
Maximize your reward point value by redeeming them for hotel & flight bookings via “Travel & Shop” Section on IDFC FIRST Bank Mobile App
₹
Earned Reward Points
1000
Cashback in(Rs.)
₹250
Understand the easy calculation:
1X = 1 Reward point per ₹150 spent | 1 Reward point = ₹0.25
1X = 1 Reward point per ₹150 spent | 1 Reward point = ₹0.25
Earn Up to 60X Reward Points
Earn 25,000 bonus reward points every month with
• 50X Bonus Reward Points* on Hotel Bookings
• 30X Bonus Reward Points* on Flight Bookings
*via “Travel and Shop” Section on IDFC FIRST Bank Mobile App
Plus
Earn unlimited reward points on your credit card purchases with
• 10X Reward Points incremental spends above ₹20,000 in a statement cycle
• 5X Reward Points on spends up to ₹20,000 in a statement cycle
• 3X Reward Points on Rent, Education, Government and Wallet Load transactions. 1X Reward Points on Insurance and Utility transactions. Spends on these transaction categories are not counted towards 10X milestone.
And, your reward points never expire. 1X = 1 Reward Point per ₹150 spent.
| Details | |
| Base Earn (A) | Up to 10 Points/ ₹150 |
| Accelerated Earn (B) On Bookings via IDFC FIRST Mobile App | +50 Points/₹150 (On Hotel Bookings via IDFC FIRST Bank Mobile App) +30 Points/₹150 (On Flight Bookings via IDFC FIRST Bank Mobile App) |
| Total Earn(A+B) On Bookings via IDFC FIRST Mobile App | 60 Points/₹150 (On Hotels) 40 Points/₹150 (On Flights) |
| Illustration: For ₹6,000 spends on Bookings via IDFC FIRST Mobile App | 2,400 Points Worth ₹1,200 (On Hotels) 1,600 Points Worth ₹800 (On Flights) |
Maximize The Reward Point Value
Each reward point is worth ₹0.50 when you redeem them for hotel and flight bookings via “Travel and Shop” section on IDFC FIRST Bank Mobile App.
On other redemption options – purchasing gift vouchers, products on “Travel and Shop” section on IDFC FIRST Bank Mobile App, and “Pay using reward points” on online transaction, the value of each reward point is ₹0.25.
| Details | |
| Value Per Point | 1 Point = ₹0.5 (On Hotel/Flight Bookings via “Travel and Shop” Section on IDFC FIRST Bank Mobile App) 1 Point = ₹0.25 (Everywhere else) |
| Illustration For 10,000 Points in action | 10,000 Points = ₹5,000 (On Hotel/Flight Bookings via “Travel and Shop” Section on IDFC FIRST Bank Mobile App) 10,000 Points = ₹2,500 (Everywhere else) |
Fees and charges
- Joining fees ₹5,999 + GST
- Annual Fee ₹5,999 + GST
- Upfront payment of Joining Fee + GST required for dispatch of metal credit card the fee is non-refundable.
Fees and charges
- Primary Credit Card:
- - Joining fees ₹5,999 + GST
- - Annual Fee ₹5,999 + GST
- Upfront payment of Joining Fee + GST required for dispatch of metal credit card the fee is non-refundable.
- Add-on Credit Card:
- - Joining Fee (Metal Variant) ₹4,000 + GST
- - Joining Fee (Plastic Variant) ₹3,000 + GST
- - Annual Fee (Both Variant) ₹2,000 + GST
- The above mentioned fee will be charged for every add-on credit card.
IDFC FIRST Bank
Latest Blog Posts
Deep dive into Credit Card
Mayura Card’s Cultural Significance Uncovered
A deep dive into the cultural symbolism behind the elegant Mayura card.
Make Airport Layovers Better with Credit Cards
Relax in lounges, shop, or dine using credit card perks during long layovers
How to Choose the Best Travel Credit Card
Find the perfect travel card for your adventures with key tips and card benefits.
Ashva & Mayura Cards: Premium Perks Unlocked
Enjoy exclusive lifestyle benefits with IDFC FIRST Bank's premium metal cards
What Makes a Metal Credit Card Special?
Understand the unique features and appeal of owning a metal credit card.
Frequently Asked Questions
All
Fee and card dispatch
Benefits
Reward points
Card Usage
International Helpline
Airport Lounge
Offers
Credit Limit
What is the Joining/Annual Fee on Mayura Credit Card?
The Mayura Credit Card comes with a Joining Fee of ₹5,999 + GST and an Annual Fee (applicable from second card anniversary year) of ₹5,999 + GST. The Joining Fee will be levied on credit card application approval.
Why am I being asked to pay the Joining Fee to receive my credit card?
IDFC FIRST Bank believes in complete transparency, and we want our customers to make an informed decision about their Joining Fee and its associated benefits. By asking for payment upfront, we are aligning with our core values of openness and trust, ensuring you have full cognizance about the applicable fee, before committing to this premium metal card. This process allows you to make a conscious choice in a responsible and transparent manner. By choosing this process we also aim to minimize wastage due to cancelled and returned cards.
I can't wait to receive my metal card. Where can I pay the expected upfront Joining Fee?
•You will receive communication from the bank to pay the joining fee as soon as your credit card application is approved.
•You can also pay the Joining Fee of ₹5,999 + GST by clicking here
•On the next page you must authenticate using the mobile number and date of birth as mentioned during the card application. The payment can be made using UPI and net banking.
My Mayura Credit Card application is approved but I am awaiting my metal credit card to be delivered.
Once your Mayura Credit Card application is approved, upfront Joining Fee payment of ₹5,999 + GST is required to get the credit card dispatched. To pay the Joining Fee, click here
Upon issuance, I can see the digital card in the mobile banking app, but I cannot use it for online purchases.
•As per the process, upfront Joining Fee payment is required to activate your digital card and dispatch of the metal card.
•On card application approval, you will receive communication to pay the Joining Fee. To pay the Joining Fee now, click here .
•Once the Joining Fee is paid, please make sure that you have enabled online (Ecom) transactions on the card. To enable online transactions, please click here .
Can I use my card for online transactions till the physical card is delivered to me?
Once the Joining Fee payment is completed, the credit card can be used for online transactions. To enable online transactions and to get the card details, please use the IDFC FIRST Mobile Banking App
I have paid the Joining Fee. When will I receive my metal credit card?
On payment of joining fee, the metal credit card will be dispatched to your mailing address registered with the bank and should arrive in 5 working days. If your address has changed, please visit a nearby branch and get your address updated in the bank records. Once, the address is updated, please call 180010888 to get the card dispatched to the updated address.
What is the joining benefit of the Mayura Credit Card?
On payment of joining fee, you can earn up to 12,000 reward points as a joining benefit. These are awarded in three parts:
• 4,000 reward points on successful payment of the joining fee
• 4,000 reward points on net spends of ₹20,000 or more in your 2nd statement cycle
• 4,000 reward points on net spends of ₹20,000 or more in your 3rd statement cycle
The benefit is available only once per customer. If you close the card and reapply, you will not be eligible for the benefit.
What will be my credit limit?
If you are applying for your first IDFC FIRST Bank unsecured credit card, you will get a credit limit as per our internal policies.
If you already have an IDFC FIRST Bank unsecured credit card, your new credit card will also have the same credit limit. The credit limit, however, will be shared across all unsecured credit cards
Will I earn reward points for every spend?
Yes. You will earn:
- 10X reward points for incremental spends above ₹20,000 in a statement cycle and on your birthday.
- 5X reward points on spends till ₹20,000 in a statement cycle.
- 3X reward points on Education, Wallet Load, Government, Rent and Property Management/Purchase transactions. 1 reward point on utilities and insurance transactions. Spends in these categories will not be considered for 10X monthly milestone.
- Reward points will not be given on spends converted to EMI, Cash Withdrawal, Fuel, Fee and Charges.
- 1X reward point is given for every ₹150 spent in a transaction. Value of 1 reward point is ₹0.25.
Are there any exclusions for earning 10X reward points?
Education, Wallet Load, Government, Rent and Property Management/Purchase transactions, Utilities, Insurance, EMI, Cash Withdrawal, Fuel, Fee and Charges.
Only those transactions which are settled by the merchant before the statement generation will be considered. If a transaction is settled after the statement is generated, it will not accrue 10X rewards. Rewards for such transactions will be credited after the next statement generation
What is the tenure of validity of my reward points?
The Mayura Credit Card provides the benefit of never-expiring reward points. The reward points remain valid till the credit card is active.
What are the offers available on the Mayura Credit Card?
The Mayura Credit Card comes loaded with benefits like discounts on 300+ brands, movie tickets, complimentary airport lounge access, etc. The full list of benefits is mentioned above.
For brand offers, you can visit the offers website
What is the forex mark-up on the Mayura Credit Card?
The Mayura Credit Card provides ZERO forex markup. Spend without paying extra fees while travelling abroad as well as on international purchases made from India.
Can I avail of complimentary airport lounge visits on the Mayura Credit Card?
Yes. With Mayura Credit Card, you can enjoy:
- 4 complimentary visits per quarter to airport lounges at airport terminals in India. Also, 1 guest visit per quarter to Indian airport lounges is included in the overall benefit. Use your credit card to access Indian airport lounges.
- 4 complimentary visits per quarter to global airport lounges. Use the DreamFolks card to access global airport lounges. Some global lounges require prebooking via the link
To view the list of airport lounges, click here
The lounge benefit can be availed in the next calendar month by spending ₹20,000 or more in the current calendar month.
Can I avail of golf benefits on the Mayura Credit Card?
As part of Mastercard World privileges, you get 4 complimentary golf rounds and 12 complimentary golf lessons per calendar year (not more than 1 round/lesson in a single calendar month). Click here to book the visit.
Additionally, you can avail up to 2 rounds/lessons in a month. Each round/lesson is unlocked for every ₹20,000 spent in the previous statement cycle.
Can I use my credit card to withdraw cash at an ATM?
Yes, you can! All ATM cash withdrawals are interest-free for up to 45 days – in India or abroad. Please keep in mind that a Cash Advance Fee of ₹199/- + GST is applicable per transaction, irrespective of your location or the withdrawal amount. The maximum cash withdrawal limit per transaction is ₹10,000.
Will I be asked for my Credit Card PIN at every POS terminal, be it domestic or international?
For all transactions in India, yes, you will be asked for a PIN for completing the transactions. However, outside India, you will be asked for the PIN only if the POS terminal is enabled for PIN authentication.
What is the annual milestone on the credit card?
You will receive 7,500 reward points when you cross ₹8,00,000 in spends or 15,000 reward points when you cross ₹15,00,000 in spends in a card anniversary year. The reward points will be credited on paying the annual fee for the next year.
Transactions on primary, add-on and associated FIRST Digital (UPI) Credit Card will be considered towards the milestone including the EMI transactions. Cash withdrawal, fee charges and EMI amortization will be excluded from the benefit.
When will the reward points be credited?
The reward points will get credited upon statement generation.
What is the movie offer on the Mayura Credit Card?
Using the Mayura Credit Card, you get a buy-one-get-one movie offer with up to ₹500 off on the second ticket, twice a month. Starting 1st July 2025, use District by Zomato App to book ticket. Till 30th June 2025, you can use BookMyShow to book tickets.
What are the offers available on the Mayura Credit Card?
The Mayura Credit Card comes loaded with benefits like discounts on 300+ brands, movie tickets, complimentary airport lounge access, etc. The full list of benefits is mentioned above.
For brand offers, you can visit the offers website
Can I avail of complimentary airport lounge visits on the Mayura Credit Card?
Yes. With Mayura Credit Card, you can enjoy:
- 4 complimentary visits per quarter to airport lounges at airport terminals in India. Also, 1 guest visit per quarter to Indian airport lounges is included in the overall benefit. Use your credit card to access Indian airport lounges.
- 4 complimentary visits per quarter to global airport lounges. Use the DreamFolks card to access global airport lounges. Some global lounges require prebooking via the link
To view the list of airport lounges, click here
The lounge benefit can be availed in the next calendar month by spending ₹20,000 or more in the current calendar month.
How is the Mayura Credit Card by IDFC FIRST Bank beneficial for frequent travellers?
•The Mayura Credit Card by IDFC FIRST Bank is a premium metal card that offers exceptional benefits tailored for frequent travellers. With a 0% forex markup fee on international transactions, it offers significant savings on global spending. The card also offers interest-free global ATM cash withdrawals for up to 45 days, making it a more convenient and secure alternative to forex cards or cash. While there is a one-time ₹199 (+GST) transaction fee per ATM withdrawal, it remains a practical solution for accessing cash abroad.
•Travellers can enjoy 4 complimentary visits to domestic airport lounges or spas per quarter, including 1 guest visit to domestic lounges. For international trips, the card offers 4 complimentary lounge visits per quarter, providing comfort and luxury between flights.
•Additionally, the Mayura Credit Card includes a no-questions-asked Free Trip Cancellation Cover of up to ₹50,000, protecting the non-refundable portion of hotel and flight cancellations. Comprehensive travel insurance, with coverage up to USD 1,200, ensures protection against luggage loss, flight delays, etc. enhancing travel peace of mind.
•The Mayura Credit Card combines convenience, security, and premium travel perks, making it an ideal companion for frequent travellers.
How is the Mayura Credit Card a better alternative to a forex card or a multi-currency card?
The Mayura Credit Card by IDFC FIRST Bank offers several advantages over traditional forex and multi-currency cards, making it a superior choice for global travellers:
1.0% Forex Markup Fee: Unlike most forex and multi-currency cards that may include hidden charges or unfavourable exchange rates, the Mayura Credit Card offers a true 0% forex markup fee, ensuring cost-effective international transactions.
2.No Pre-Loading Hassle: Forex and multi-currency cards require pre-loading specific currencies, which involves additional hassles. The Mayura Credit Card eliminates all this, allowing seamless transactions in any currency without advance planning.
3.Interest-Free Global ATM Cash Withdrawals: The card allows interest-free global ATM cash withdrawals for up to 45 days, providing flexibility and convenience, especially when you need cash on the go. While there is a ₹199 (+GST) transaction fee, it’s still a practical option compared to the fees associated with managing physical cash or reloading a forex card.
Additionally, this metal card includes premium travel perks like complimentary domestic and international lounge visits, trip cancellation cover of up to ₹50,000, and travel insurance, which are typically not available with forex cards. The Mayura Credit Card is a seamless, cost-effective, and rewarding choice for global travellers.
How do I contact the Bank when I’m travelling outside India?
In case of any questions regarding your credit card while abroad, please contact us at +91 22 6248 5152
What is the reward program on Mayura Credit Card?
The Mayura Credit Card offers a premium reward program where each Reward Point is worth ₹0.50 on travel bookings via IDFC FIRST Bank mobile app. Here are the details:
• Earning on regular spends:
• 5X Reward Points on spends up to ₹20,000 in a statement cycle spends (1X = 1 Reward Point per ₹150)
• 10X Reward Points on incremental spends above ₹20,000 in a statement cycle and your on birthday spends
• Bonus rewards on travel bookings via the IDFC FIRST Bank app:
• Hotels – 50X Reward Points
• Flights – 30X Reward Points
Capped at 25,000 bonus Reward Points per month.
• Earning on other categories:
• Rent, education, wallet loads, government payments – 3X Reward Points
• Utilities and insurance – 1X Reward Points
• Fuel, EMI conversions, fees & charges (incl. GST), loan on card, balance transfers, cash withdrawals, and transactions below ₹150.
Note: These categories do not count towards the ₹20,000 accelerated rewards threshold.
• Redemption rules for travel bookings:
• 1 Reward Point = ₹0.50 on travel bookings
• Points can be used for up to 70% of the booking amount (balance payable by card)
• Monthly redemption capping: 1,50,000 Reward Points (₹75,000 value)
• Annual redemption capping: 3,00,000 Reward Points (₹1,50,000 value)
• Redemption rules for other options:
• 1 Reward Point = ₹0.25 for purchasing gift voucher, products via Travel and Shop Section on IDFC FIRST Bank mobile app and for “Pay using reward points” on select online transactions
Important Documents
Related Credit Card Searches
